Joe Jackson 
A common question in financial planning is whether you should invest more or aim to reduce your mortgage. Borrowing at a low interest rate and investing for growth seems like a sound strategy, as the idea is to repay the debt comfortably and build a nest egg at the same time. This was the logic …
When you think of retirement planning, pensions are probably the first thing that comes to mind. Most people have a pension through their employer and have contributed for at least part of their working life. But the most effective retirement strategy uses a combination of approaches. Other investment options, such as ISAs, can make your …
Two of the most important financial goals are getting onto the property ladder and securing a comfortable retirement. Sometimes these goals are in conflict with each other, as the more you save towards a deposit, the less you have available to top up your pension. Additionally, some investments are more tax-efficient than others and different …
Sustainability is an important measure of a company’s credibility, whether the industry is food production, travel, or fashion. It has become increasingly relevant to the investment process, as companies aim to operate more ethically, and consumer appetite for sustainable investing has risen. The wealth management industry has adapted accordingly, responding to the increased demand for, …
Many couples today prefer to keep their finances separate, often with good reason. But there are a number of ways in which joint finances, or at least joint planning, can help to save tax. More importantly, financial cohesion and shared goals can lead to a more satisfying outcome for both partners. So how can you …
A financial plan can take many forms, but the main purpose is to help you take control of your future. Your plan should: Establish where you would like to be. Confirm where you are now. Lay out the steps for getting from ‘a’ to ‘b’. There are 7 key areas that should be addressed in …
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